MyPoly Blackboard Sign In

POPULAR SEARCHES

Financial Aid Academic Calendar Student Residences Online Courses
MyPoly Blackboard Sign In
Sign In MyPoly Blackboard
NEWS
TOURS
EVENTS
Student LIfe
VIRTUAL ORLANDO

Welcome to

Financial Aid

Mission

Our mission is to provide students and their families with assistance to obtain the necessary funds to help them achieve their academic goals. With this in mind, the Financial Aid Office’s efforts are geared towards:
– Offering financial aid information to students and their families.
– Assisting students and their families to comply with the required documents.
– Determining eligibility for federal, state and institutional financial aid, and to put out notifications for offers of financial aid.
– Facilitating procedures to allocate financial aid in a timely manner.
Available Financial Aid
Requirements to Receive Financial Aid

News

CARES Act

The United States Congress is providing aid to higher education due to the impact of COVID-19, including $14 billion in the Higher Education Emergency Relief Fund, which was divided largely based on enrollment. students who qualify for the Pell Grant. The purpose of this federal program is to help cover expenses related to campus closure and the transition of students from in-person to remote learning.
More Information

Changes in the William D. Ford Federal Direct Loan Program

As a result of the ratification of the Budget Control Act of 2011, the Direct Loan Program will make the following changes as of July 1st, 2012:
Professional or graduate students will not be eligible to receive subsidized loans from the Direct Loan Program.
Incentives for timely repayments (reduction of the interest rate or originating fee) will be terminated.
Download Official Document

External Scholarships

Hispanic Scholarship Fund
NOAA Student Opportunities
Gilman International Scholarship
Hispanic Association of Colleges & Universities

Loans

A student loan is an interest loan granted to a student to help him/her pay for college studies. The student must repay the loan after completing or terminating his/her studies. These loans are guaranteed by the Federal Department of Education of the U.S..

Student Loan Programs

Subsidized Stafford Loans: This is a loan in which interest is paid by the Federal Government as long as the student remains enrolled for at least half-time (6 undergraduate credits or 3 graduate credits). The eligible amount is determined by taking into account the contribution by the student’s family and their financial needs.
Unsubsidized Stafford Loan: This is a loan in which interest is paid by the student from the moment the loan is disbursed. The eligible amount is determined by taking into account the student’s financial aids. The family’s contribution is not taken in consideration to determine the student’s eligibility.
Federal PLUS Loans for Parents: These are loans for parents of dependent students who are coursing undergraduate studies. The parent’s eligibility for this loan is determined based on his/her credit history. Repayments for this loan begin 60 days after the last disbursement. The amount requested may not exceed the student’s need.

Manuals

Available Financial Aid
Requirements to Receive Financial Aid
Available Financial Aid
Requirements to Receive Financial Aid
Loan Request Guide
2022-2023 FAFSA GUIDE
Manual para Completar su FAFSA 2022-2023

Links

Available Financial Aid
Requirements to Receive Financial Aid
Available Financial Aid
Requirements to Receive Financial Aid
Available Financial Aid
Requirements to Receive Financial Aid
Reimbursement Policy
Federal Financial Aid Return Policy

Federal Work Study Program

The Federal Work Study Program is a self-help program that allows students to earn money by working part-time during their time off from studying. Students may work in the Polytechnic University facilities or within the community.
This program is funded by the federal government. These funds are available for students who, whether they have already obtained an undergraduate degree or not, prove to have financial insufficiency and comply with the Satisfactory Academic Progress Standards.
During the selection of eligible students, priority is given to those who prove to have a greater financial insufficiency and who demonstrate interest for the FWSP in their Pell Grant application.
Priority will also be given to students who are pursuing their first Bachelor’s degree.
Selected students are placed for work in one of the multiple student services departments in the institution. Maximum work hours in a week depend on the funds assigned to this program. Hourly wages may not be less that the federal minimum, and wages earned will be paid out on a monthly basis. Some students may be assigned to community work outside the university facilities.
To apply to participate in the FWSP, please log into MyPoly and select the Financial Aid tab. You will find the application link in the Federal Work Study section.

Student Loan Programs

The institutional work and study program provides regular students enrolled in an undergraduate or graduate program with the opportunity to work at the Polytechnic University of Puerto Rico. The university recognizes, fosters and promotes the significant educational value in acquiring professional experience, which is part of our academic program to complement and reinforce our academic goals.
All regular students enrolled in an undergraduate or graduate program in PUPR will be eligible to participate in the Work and Study Program. Students may be recommended by the Director of the department where the student would be hired. The Director should take into account the following criteria to recommend a student:
– Nature of the job
– Student’s sense of responsibility and punctuality
– Student’s availability to work
– Student’s capacity for implementation
– Term of employment
– The hourly rate is the federal minimum, and wages will be paid once a month
– The student will be evaluated by his/her supervisor It is the responsibility of the student to sign the Daily Attendance Log, which should be used by the supervisor to corroborate the hours worked for Payroll. Wages earned will be paid once a month.

Verification Process

In Polytechnic University of Puerto Rico, the following Institutional Student Information Reports (ISIR) will be subject to the verification process: those singled out by the Department of Education (by the EFC), and those where there is an apparent discrepancy between the information submitted in the application and the documents used for the verification (according to the Code of Federal Regulations, 34 CFR Part 668.16 (F)). The Verification Process will be applied in all Financial Aid Programs.

Only applications with all the required documents will be processed. These applications will be processed via the Federal Government Electronic Pell System (EDExpress).
If a student is selected for the verification process, he/she must submit the income evidence and the Verification Worksheet used to file for the Pell Grant. The student will be asked to submit evidence on verifiable items.

1. Family unit (will be verified against the Verification Worksheet).

2. Individuals enrolled in a college institution (will be verified against the Verification Worksheet).

3. Adjusted gross income, or income as per filed income tax documents.

4. Determined contribution.

5. Number of exemptions.

6. Non-taxable income and benefits:
— Social Security benefits (SA 1099 form)
— Maintenance (will be verified against divorce sentence, court certification and/or maintenance itemization).
— Food vouchers (evidence from the Department of Family Affairs is required)
— Veteran benefits
— Unemployment (evidence from the Department of Labor is required)
— Non-taxable maintenance
— Family contribution
— Payments to IRA account
— Exclusion of foreign revenue
— Other non-taxable income

In addition to verifying all these items, the Financial Aid Office reserves the right to request any additional documentation to resolve information conflicts.

In processing applications for financial aid, if the institution finds any file selected for verification lacking the necessary documents to complete this process, or missing any additional documents, the student will be notified in writing or via phone and/or e-mail. No Pell Grant or Bank Loan disbursements will be made, nor will a student be employed under the Federal or Institutional Work and Study Programs, until all documentation is complete and accurate.

– All students must provide the required information and documents in order to be eligible to receive funds from the Financial Aid Programs.

– If the dependent status of an applicant (dependent or independent) for the Pell Grant, the Federal Supplemental Educational Opportunity Grant (FSEOG), or the Federal College Work Study (FCWS) changes during the academic year, or if the application for financial aid is incorrect in this aspect, the applicant will have to amend his/her application to reflect this change. The exception to this rule is when the status changes because the student gets married.

– The student must certify or update the number of people who will course college studies during the academic year in question. This must be done when submitting the Student Aid Report (SAR).

The student is responsible for any overpayment received.

Satisfactory Academic Progress Standards
from the Financial Aid Office

Satisfactory Academic Progress – Undergraduate Program
Satisfactory Academic Progress – Graduate Program
Instructions to File Appeal for Probation (Spanish)

One Big Beautiful Bill Act Updates

On July 4, 2025, the One Big Beautiful Bill Act (OBBBA) was signed into law, resulting in changes to federal student aid programs. Some of these changes went into effect immediately, while others will go into effect in 2026 and beyond.

This page provides information about changes affecting recipients of federal student aid, including borrowers. We will continue to update this page when new information becomes available.

• Starting in the 2026–27 academic year, students will no longer be eligible for a Pell Grant if their Student Aid Index (SAI) is greater than twice the maximum Pell award for that year.  An applicant with an SAI equal to or greater than $14,790 for the 2026-2027 award year is ineligible for a Pell Grant.

• Students who receive grants or scholarships from non-federal sources covering their entire cost of attendance (COA) are ineligible to receive a Pell Grant, even if otherwise eligible for the program.

• Requires that foreign income be included in the AGI used to calculate Pell Grant eligibility.

• Expands Pell Grant eligibility to certain eligible short-term, career-focused programs (Workforce Pell).

Federal Direct Loan Program

Grad PLUS loans

• Eliminates the Graduate PLUS loan program.

Graduate / Professional Annual & Aggregate Loan Limits

• Caps the annual loan limits at $20,500 for graduate students and $50,000 for professional students. The aggregate limit is capped at $100,000 for graduate students and $200,000 for professional students and does not include amounts borrowed as an undergraduate.

Parent PLUS Annual & Aggregate Loan Limits

• All parents (combined) may borrow $20,000 per year per dependent student and a $65,000 aggregate limit per dependent student (without regard to amounts forgiven, repaid, or discharged).

Loan Changes Comparison Table

Borrower Type

Loan Limits before OBBBA

Loan Limits after OBBBA

Undergraduate Dependent Student

Direct Subsidized and Unsubsidized Loans up to $5,500-$7,500 annual limit depending on academic level, $31,000 lifetime limit

Direct Subsidized and Unsubsidized Loans unchanged.

Undergraduate Independent Student

Direct Subsidized and Unsubsidized Loans up to $9,500-$12,500 annual limit depending on academic level, $57,500 lifetime limit

Direct Subsidized and Unsubsidized Loans unchanged.

Parent of Undergraduate Student

Direct Parent PLUS Loan up to cost of attendance annual limit, no lifetime limit

Direct Parent PLUS Loan up to $20,000 annual limit, $65,000 lifetime limit per student

Graduate Student

Direct Unsubsidized Loan up to $20,500 annual limit, $138,500 lifetime limit (including any undergraduate borrowing)

Direct Grad PLUS Loan up to cost of attendance annual limit, no lifetime limit

Direct Unsubsidized Loan up to $20,500 annual limit, $100,000 lifetime limit (does not include any undergraduate borrowing – Grad PLUS loans are included)

Direct Grad PLUS Loan program eliminated

For All students:

 

Loan Adjustments for Less-Than-Full-Time Enrollment

Requires institutions to prorate annual loan amounts in direct proportion to the percent of full-time status the student is enrolled.  Eligibility for part-time students will be prorated based on enrollment status according to the student’s academic level. An undergraduate student is considered full-time when enrolled in 12 or more credits per term, while a graduate student is considered full-time when enrolled in 6 or more credits per term. To qualify for federal loans, students must still meet the minimum half-time enrollment requirement based on their academic level (at least 6 credits per term for undergraduate students and at least 3 credits per term for graduate students).

An undergraduate student is typically expected to take 12 or more credits a trimester for a total of 36 or more credits during the fall/winter/spring academic year. A student enrolled in 12+ credits during the fall trimester would be eligible for 33.33 percent of the annual loan limit.  A student who enrolls in six credits for the fall trimester would be eligible for 16.66 percent of the annual loan limit for the trimester.

Percent of annual loan limit (per term – undergraduate)

Registered Credits per term

Percent of annual loan limit

12 +

33.33%

11

30.55%

10

27.77%

9

25.00%

8

22.22%

7

19.44%

6

16.66%

5 – 1

00.00%

Proration (percent) UNDG Example:

Undergraduate, full-time for 2026-2027, Sophomore, Dependent student (36/36 credits)

Registered 12 credits each term

 

1st term

2nd term

3rd term

Sub

1500

1500

1500

Uns

666

667

667

Undergraduate, half-time for 2026-2027, Sophomore, Dependent student (18/36 credits)

Registered 6 credits each term

 

1st term

2nd term

3rd term

Sub

750

750

750

Uns

333

333

334

A graduate student is typically expected to take 6 or more credits a trimester for a total of 18 or more credits during the fall/winter/spring academic year. A student enrolled in 6+ credits during the fall trimester would be eligible for 33.33 percent of the annual loan limit.  A student who enrolls in three credits for the fall trimester would be eligible for 16.66 percent of the annual loan limit for the trimester.

Percent of annual loan limit (per term – graduate)

Registered Credits per term

Percent of annual loan limit

6 +

33.33%

5

27.77%

4

22.22%

3

16.66%

2 – 1

00.00%

Proration (percent) GRAD Example:

Graduate, full-time for 2026-2027 Independent student (18/18 credits)

Registered 6 credits each term

 

1st term

2nd term

3rd term

Uns

6833

6833

6834

Graduate, half-time for 2026-2027 Independent student (9/18 credits)

Registered 3 credits each term

 

1st term

2nd term

3rd term

Uns

3416

3417

3417

Requires that funds are recalculated when a student withdraws credits after funds have been disbursed.

Example 1:

Undergraduate, full-time for 2026-2027, Sophomore, Dependent student (full-time for the year is 36 credits)

Original Award

Registered 12 credits each term

 

1st term

2nd term

3rd term

Sub

1500

1500

1500

Uns

666

667

667

Original calculation:
12 credits each term = 36 credits = 100% loans
Sophomore max Sub 4500 and Unsub 2000

After loan disbursement for the 1st term, student withdrawals from 6 credits, changing their workload from Full Time to Half Time.  These drops will affect the amount of loans for future terms.

New calculation:
6 credits first term + 12 credits 2nd and 3rd term = 30 credits

30 credits/36 FT credits = 83%

Sub $4500 * 83% = $3735 – $1500 1st term = $2235 divided by two terms = $1117 (2nd and 3rd terms)

Unsub $2000 * 83% = $1660 – $666 1st term = $994 divided by two terms = $497 (2nd and 3rd terms)

Recalculated Award

Registered 12 credits each term

 

1st term

2nd term

3rd term

Sub

1500

1117

1117

Uns

666

497

497

• New lifetime federal loan limit of $257,500 for all Federal Direct student loans (excluding Parent PLUS loans) borrowed for all levels of study.

• Sunsets the economic hardship and unemployment deferments after July 1, 2027

• Loans made on or after July 1, 2027, are eligible for forbearance for up to nine months in any two-year period.

• Borrowers can rehabilitate a defaulted loan twice, instead of once as currently allowed. The minimum rehab payment for Direct Loans changes to $10. Effective date July 1, 2027

For more information, please visit the Department of Education’s website: https://studentaid.gov/announcements-events/big-updates

A message from our director

Sergio Villoldo

Bienvenido dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Iaculis urna id volutpat lacus laoreet non. Sit amet nisl suscipit adipiscing bibendum est ultricies. Nulla facilisi morbi tempus iaculis urna id volutpat lacus. Tempor orci eu lobortis elementum.semper risus in hendrerit gravida rutrum quisque.

Nuestro equipo

Supervisor

Horacio García

caortiz@pupr.edu 787-622-8000 Ext. 286

Supervisor

Horacio García

caortiz@pupr.edu 787-622-8000 Ext. 286

Supervisor

Horacio García

caortiz@pupr.edu 787-622-8000 Ext. 286

Supervisor

Horacio García

caortiz@pupr.edu 787-622-8000 Ext. 286

Supervisor

Horacio García

caortiz@pupr.edu 787-622-8000 Ext. 286

Supervisor

Horacio García

caortiz@pupr.edu 787-622-8000 Ext. 286

Supervisor

Horacio García

caortiz@pupr.edu 787-622-8000 Ext. 286

Supervisor

Horacio García

caortiz@pupr.edu 787-622-8000 Ext. 286

Supervisor

Horacio García

caortiz@pupr.edu 787-622-8000 Ext. 286

Supervisor

Horacio García

caortiz@pupr.edu 787-622-8000 Ext. 286

Supervisor

Horacio García

caortiz@pupr.edu 787-622-8000 Ext. 286

Supervisor

Horacio García

caortiz@pupr.edu 787-622-8000 Ext. 286

Office of

Financial aid

Teléfono: (787) 622-8000, ext. 105 y 249
Fax: (787) 754-5931
377 Ave Ponce de Leon,
San Juan, 00917
DIRECCIONES
Lunes – Jueves: 8:00am – 6:00pm
Viernes: 8:00am – 12:00pm / 1:00pm – 3:00pm

Do you have any questions about the Financial Aid?

Please complete the following form and we will contact you shortly.

STUDENT LIFE

There is always something to do, learn and enjoy at Polytechnic University of Puerto Rico. Get to know our Student Service Offices and more.

Athletics

Student Services

IDEA Center

LIBRARY

Center of Academic Progress
Success Center
Security Office
International Affairs
Student Residences
VIRTUAL EDUCATION AND INNOVATIVE LEARNING CENTER

Let’s get social.

Facebook-f Instagram Youtube Linkedin

CAE Designation and Center

A Hub for National Centers of Academic Excellence
CAE Community

PORTALS

SERVICES

ACADEMICS

ADMISSIONS

©PUPR 2024

Privacy Policy